Gift Card Drawbacks for Customer Easy to lose. Some vendors do not provide card registration services or a possibility to restore access to card balances. ... May seem impersonal. It's a yes and no disadvantage. ... Expiration dates. Vouchers have time constraints. ... Extra fees. ... Store-specific. ... Non-refundable.

Because it's a prepaid card, spending is limited to the initial amount of money you place on the card at the time of purchase. Cards may be loaded with amounts from $10.00 - $1,000.00. Prepaid cards do not have cash access but may be used at any merchants that accept Visa Debit and Credit Cards.

Gift Card Rules: The Card Act sets a federal minimum term for the sale of gift certificates, store gift cards and general use prepaid cards of five years from the date of issuance or the date funds are last loaded on the card (if it is a store gift card or general use prepaid card).

Companies can produce gift cards yourself but more than likely, they partner with a gift card distributor. These distributors don't charge all that much for the work. The cards themselves cost a few cents and companies will usually pay a very small percentage of the sale or a fixed price for use of the card.